Personal

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We Offer Banking For Everyone

Empower Your Finances with Banaraq Bank's Personal Banking Solutions

At Banaraq Bank, we understand that managing your finances effectively is crucial for achieving your financial goals and securing your future. That's why we offer a comprehensive range of personal banking solutions designed to empower you on your financial journey. From everyday banking needs to long-term financial planning, our suite of services is tailored to meet your unique needs and aspirations.


Our commitment to personalized service means that we take the time to understand your individual financial goals and priorities. Whether you're saving for a dream vacation, buying your first home, or planning for retirement, our experienced team of advisors is here to provide expert guidance and support every step of the way. With Banaraq Bank's personal banking solutions, you can feel confident knowing that your financial well-being is in capable hands.


Experience the convenience of banking on your terms with Banaraq Bank's innovative online and mobile banking platforms. With 24/7 access to your accounts, secure mobile payments, and intuitive financial management tools, managing your finances has never been easier. Our seamless digital banking experience allows you to bank anytime, anywhere, empowering you to stay in control of your finances no matter where life takes you.

Banaraq Bank is committed to transparency and fairness in all our dealings with customers. That's why we offer straightforward pricing, no hidden fees, and competitive interest rates on our savings and investment products. With Banaraq Bank, you can bank with confidence, knowing that you're getting the best value for your money and that your financial interests are always our top priority.


Whether you're just starting your financial journey or looking to take your finances to the next level, Banaraq Bank is here to help. With our personalized banking solutions, innovative digital tools, and commitment to transparency and fairness, we're dedicated to empowering you to achieve your financial goals and build a secure future for yourself and your loved ones.

Checking Accounts

Effortless Banking with Banaraq Bank's Checking Accounts

Banaraq Bank is dedicated to providing effortless banking experiences for our customers, and our checking accounts are no exception. With Banaraq Bank's checking accounts, managing your day-to-day finances becomes a breeze. Say goodbye to long queues and complicated paperwork – our streamlined account opening process gets you started quickly and hassle-free. Whether you're looking for a basic checking account for everyday transactions or a premium account with added benefits, we have options to suit your needs.


Our checking accounts are designed with convenience in mind, offering a range of features to simplify your banking experience. Enjoy the flexibility of unlimited transactions, including withdrawals, deposits, and transfers, without worrying about hidden fees or restrictive transaction limits. With Banaraq Bank's online and mobile banking platforms, you can access your account anytime, anywhere, and manage your finances with ease. From paying bills and transferring funds to monitoring your account activity, our digital banking tools put you in control of your finances, giving you the freedom to bank on your terms.

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Savings Accounts

Strategically Saving with Banaraq Bank

Maximizing your savings potential requires strategic planning and the right financial partner. At Banaraq Bank, we offer a range of savings solutions designed to help you achieve your financial goals with precision and efficiency. From traditional savings accounts to high-yield investment options, our strategic approach to savings empowers you to build a secure financial future tailored to your needs.

  • Savings Account
  • Young Savers Account
  • Money Market Account
Credit Cards

Tailored Benefits for Every Lifestyle with Banaraq Bank's Visa® Credit Cards

  • Convenient Payment Tool

    Banaraq Bank is proud to offer a suite of Visa® credit cards designed to cater to the diverse lifestyles and financial needs of our customers. Whether you're a frequent traveler, a savvy shopper, or someone who enjoys earning rewards on everyday purchases, our range of Visa® credit cards provides tailored benefits to suit your unique lifestyle. With features like cashback rewards, travel perks, and flexible redemption options, Banaraq Bank's Visa® credit cards are more than just a convenient payment tool – they're a gateway to exclusive benefits and privileges.

  • Real Time Fraud Monitoring

    Our Visa® credit cards are designed with your convenience and security in mind. Enjoy the flexibility of making purchases online or in-store, at home or abroad, with confidence knowing that your transactions are protected by Visa's® advanced security features. With zero liability protection for unauthorized transactions and real-time fraud monitoring, you can rest easy knowing that your financial information is safe and secure.

  • Tailored Cards to your Specific Needs

    At Banaraq Bank, we understand that every individual has unique preferences and priorities when it comes to credit card benefits. That's why our Visa® credit cards offer customizable features and rewards programs that allow you to tailor your card to your specific needs.

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Digital Banking

Tailored Digital Banking: Crafted with Your Needs in Focus

we believe in the power of innovation to enhance the banking experience for our customers. That's why we've modernized our digital banking platform with cutting-edge technology and user-friendly features, all designed with you in mind. Our intuitive interface and streamlined navigation make it easier than ever to manage your finances anytime, anywhere, from the convenience of your smartphone or computer. With advanced security measures and real-time updates, you can bank with confidence, knowing that your information is protected and your transactions are secure. Experience the future of banking with Banaraq Bank's modernized digital banking platform – where convenience, security, and innovation converge to provide you with a seamless banking experience tailored to your needs.

The advantages of digital banking with the best of an expert bank

++2,500

own ATMs

++239

offices throughout Iraq

4.6/5

App Store score

++3 M

clients using our cards

View Our Home Loan Options

Mortgages & Home Loans

Intrest rates and the length of your home loan are as important as the community you choose to call home. Make an informed decision about your mortgage1 and choose your preferred loan features so you can enjoy your new home for years to come.

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